Kentucky Insurance Bad Faith Lawyer
Knowledgeable Personal Injury Attorney Serving Kentucky
Sustaining serious injuries in an accident that was caused by someone else's negligence is a serious matter. We are well-aware of the price that many victims and their families pay when a serious personal injury accident takes place. This is why many individuals in Kentucky put their trust in insurance companies. When the unimaginable happens, policy holders expect that their injuries and damages can be covered by the insurance company.
Unfortunately, this is not always the case. If your insurance company has not upheld its promise to provide you with financial compensation after an accident or has misled you to believe a term in your contract, you could have a claim for insurance bad faith. Speaking with a knowledgeable and experienced Kentucky personal injury lawyer at Kirk Law Firm, PLLC will be a crucial step in your case against the insurance company.
What is insurance bad faith?
When an insurance company and a policy holder enter into an agreement, the two parties are bound by a legal contractual relationship. Policy holders will be required to pay insurance premiums and insurance companies will be required to act in good faith and provide the services for which the policy holder is paying. By law, insurance companies are required to act in "good faith" toward policy holders.
Examples of insurance bad faith include:
- Failure to investigate a claim
- Failure to promptly provide service or promptly provide payments
- Refusing to settle a claim or reimburse you for your loss
- Unreasonable denial of the benefits you are entitled to under your insurance coverage
- Unreasonable attempts to lowball the compensation payment of a claim
If you have experienced any of the above, you have the legal right take action against your insurance company. At the Kirk Law Firm, PLLC, we know the common techniques that insurance companies employ when trying to get policyholders to settle for less than what they are eligible for. When an insurance company is acting in bad faith, you can rest assured that we stop at nothing to ensure that this act of professional misconduct is rectified.
While your insurance company is trying to turn a profit, Kirk Law Firm, PLLC is actively and constantly striving to eradicate acts of insurance bad faith
Contact our office today for your free case consultation!